Limits are the other half of the “no KYC” trade-off. Most providers publish few numbers, and where they do, the figures describe different things: per transaction, per day, per month, per card or per year. This post lists what the providers state, as checked on 29 October 2026.
- Highest published caps: ZexoCard at $100,000 per transaction and $500,000 per month per card; Agora Cards at $900,000 per month.
- Lowest card ceilings: PayWide Classic up to $3,000 and CasherCard $5,000 per transaction.
- Cards that tie limits to ID: RivoCard and LinkPay.
Published limits by provider
| Card | Stated limit | Scope |
|---|---|---|
| CasherCard | $5,000 per transaction, $50,000 per month | Fees may vary by card program |
| ZexoCard | $100,000 per transaction, $500,000 per month | Per card |
| Agora Cards | $20,000 per transaction, $240,000 per day, $900,000 per month | Card limits |
| Agora Cards | ATM: $1,500 daily, $15,000 monthly | Physical card only; no ATM on the virtual card |
| PayWide | Classic up to $3,000; Business up to $10,000 | Card limit, valid 1 year |
| VCCPRO | Loads from $10 to $2,000 | Per load |
| Laso Finance | International $100 to $1,000 on-card; USA $5 to $1,000 | US card works at US merchants only |
| WaldenPay | $25 minimum top-up | Minimum, not a cap |
| XHYPE / Xkard | $50,000 annual limit on Essential | Plan-based annual limits |
| DigitalPurse | Starting balances of $1,000 to $10,000 | As listed |
Limits that depend on ID
RivoCard states that spending limits depend on the identity-verification level and that full KYC unlocks higher limits (limits page). LinkPay says KYC is required for higher limits and full card functionality (own terms). woocard says simplified due diligence may apply only to eligible low-limit prepaid tiers (own terms). In each case the provider does not publish a single number we can quote for the no-ID tier, so we do not give one.
Activity requirements are limits too
Two providers attach a usage condition. Nocturne says each card needs $29 of monthly activity or it retires after three idle months. Azura states that each card needs $29 monthly spend to stay active. Neither is a spending cap, but both decide whether the card stays usable.
Cards with no limit published
Many pages checked state no limit at all, including WaldenPay beyond its top-up minimum and ZeroID. Absence of a number is not absence of a limit: issuers and processors set their own, and a provider that screens deposits can restrict a card. Ask support or read the terms before sending a large amount.
How to use these numbers
Match the period first: a monthly cap of $50,000 and an annual limit of $50,000 are very different. Then check the ID level the figure applies to. For the fee side see fees compared; for what each KYC label means see no-KYC vs KYC crypto cards. Every number above comes from the provider’s own site and is linked on its card page.