Nocturne · last checked
Nocturne Aurora Card: KYC, Fees and Limits
What Nocturne offers
Crypto-funded virtual cards in three tiers (Eclipse, Shadow, Aurora). You deposit crypto to a balance and load cards from it; Aurora works in Apple Pay and Google Pay. It is listed as a virtual product, and the network is not stated on the pages we checked. Mobile wallets: Apple Pay, Google Pay (Aurora); Google Pay (Shadow).
KYC: what Nocturne says
Nocturne states signup needs an email or account key plus a crypto deposit: “No documents, no forms — there is no KYC step.” Card issuers and merchants may still apply their own checks such as 3-D Secure. (source)
Our label for this card is “No ID documents for standard use”: Provider’s own site says standard onboarding needs no identity documents. “No KYC” is never unlimited. Issuers screen deposits under anti-money-laundering rules and can ask for documents later, so treat the label as the provider’s current policy, not a promise.
Fees and limits
Cards: Eclipse $10, Shadow $25, Aurora $45 one-time. Deposit 0.49%; card load 5% easing to 3.5% (Eclipse 3.5% to 2.5%). $0 monthly, but each card needs $29 of monthly activity or it retires after three idle months. (source)
Fees are copied as the provider states them on 29 October 2026. We do not estimate costs it does not publish. Compare cards on the same basis in our fee comparison and published limits posts.
Coins, networks and countries
Funding coins stated by the provider: BTC, ETH, USDT, USDC, LTC and XMR (USDT on BNB Chain, Tron, Ethereum, Solana; USDC on Ethereum, Base, BNB Chain, Solana). (source) Availability: Not available in sanctioned or prohibited jurisdictions; elsewhere accounts can be opened. (source)
Also on its site
- Operated by Noctavel LLC from the United States. (source)
Before you load money
- Open the provider’s own terms and FAQ and re-read the KYC and fee wording; both change without notice.
- Start with a small test load and check that the balance, fee and card details match what was advertised.
- Check that the merchants you need accept the card and that the provider does not list them as prohibited.
- Keep a record of the fee quote you saw, since price pages can change after you pay.
How Nocturne compares
11 of 32 listed cards share the label “No ID documents for standard use”: WaldenPay, IZIPAY, Azura, CardUpNow. See all of them on the card directory, read how we rank, or go to the research post No-KYC vs KYC crypto cards.
Frequently asked questions
Do I need KYC for Nocturne Aurora Card?
Nocturne states signup needs an email or account key plus a crypto deposit: “No documents, no forms — there is no KYC step.” Card issuers and merchants may still apply their own checks such as 3-D Secure.
Which fees does Nocturne charge?
Cards: Eclipse $10, Shadow $25, Aurora $45 one-time. Deposit 0.49%; card load 5% easing to 3.5% (Eclipse 3.5% to 2.5%). $0 monthly, but each card needs $29 of monthly activity or it retires after three idle months.
Which coins can I use with Nocturne?
BTC, ETH, USDT, USDC, LTC and XMR (USDT on BNB Chain, Tron, Ethereum, Solana; USDC on Ethereum, Base, BNB Chain, Solana).
Where is Nocturne available?
Not available in sanctioned or prohibited jurisdictions; elsewhere accounts can be opened.
Last checked on the provider’s own site on . Terms change; confirm before you load money.