Agora Cards · last checked
Agora Cards Virtual Card: KYC, Fees and Limits
What Agora Cards offers
Virtual and physical cards funded with stablecoins; funds held by licensed custodian partners per Agora. It is listed as a virtual / physical product on the Visa (per listing) network. Mobile wallets: Apple Pay, Google Pay.
KYC: what Agora Cards says
Agora’s pages checked do not state a KYC policy. It says loaded funds are held by licensed custodian partners. Gambling is a prohibited merchant category. (source)
Our label for this card is “Not stated”: Provider’s pages we checked do not state a KYC rule. “No KYC” is never unlimited. Issuers screen deposits under anti-money-laundering rules and can ask for documents later, so treat the label as the provider’s current policy, not a promise.
Fees and limits
Top-up 2%; virtual purchase $0.35 + 1.5%; FX 1.5%; limits $20,000 per transaction, $240,000 per day, $900,000 per month. (source)
Fees are copied as the provider states them on 29 October 2026. We do not estimate costs it does not publish. Compare cards on the same basis in our fee comparison and published limits posts.
Coins, networks and countries
Funding coins stated by the provider: USDT and USDC. (source) No country list or restriction was stated on the pages we checked, which does not mean the card is available everywhere.
Also on its site
- Physical card ATM limits: $1,500 daily, $15,000 monthly; no ATM on the virtual card. (source)
Before you load money
- Open the provider’s own terms and FAQ and re-read the KYC and fee wording; both change without notice.
- Start with a small test load and check that the balance, fee and card details match what was advertised.
- Check that the merchants you need accept the card and that the provider does not list them as prohibited.
- Keep a record of the fee quote you saw, since price pages can change after you pay.
How Agora Cards compares
6 of 32 listed cards share the label “Not stated”: VCCPRO, Laso Finance, Pintopay, Foton Card. See all of them on the card directory, read how we rank, or go to the research post crypto card fees compared.
Frequently asked questions
Do I need KYC for Agora Cards Virtual Card?
Agora’s pages checked do not state a KYC policy. It says loaded funds are held by licensed custodian partners. Gambling is a prohibited merchant category.
Which fees does Agora Cards charge?
Top-up 2%; virtual purchase $0.35 + 1.5%; FX 1.5%; limits $20,000 per transaction, $240,000 per day, $900,000 per month.
Which coins can I use with Agora Cards?
USDT and USDC.
Where is Agora Cards available?
The pages we checked on 29 October 2026 do not state where Agora Cards is available.
Last checked on the provider’s own site on . Terms change; confirm before you load money.