noKYCcryptocards

LinkPay · last checked

LinkPay Ultra: KYC, Fees and Limits

Limited / conditional

What LinkPay offers

Plan-based virtual cards for payments and ads, topped up in crypto. It is listed as a virtual product on the Visa (per listing) network. We found no statement about Apple Pay or Google Pay support.

KYC: what LinkPay says

LinkPay says basic operations work without verification, but KYC is needed for higher limits and full card functionality, as required by its bank provider. (source)

Our label for this card is “Limited / conditional”: No-document access only on low tiers or basic features; KYC for more. “No KYC” is never unlimited. Issuers screen deposits under anti-money-laundering rules and can ask for documents later, so treat the label as the provider’s current policy, not a promise.

Fees and limits

Plan-based. Published examples include 1% deposit, 2% (min $2) transaction fee and 3% (min $5) withdrawal on some plans; Ultra plan is $299/month per the listing. (source)

Fees are copied as the provider states them on 29 October 2026. We do not estimate costs it does not publish. Compare cards on the same basis in our fee comparison and published limits posts.

Coins, networks and countries

Funding coins stated by the provider: Crypto only for now (LinkPay names TRC20 and BTC confirmations). (source) Availability: LinkPay publishes a list of countries it does not serve. (source)

Before you load money

  • Open the provider’s own terms and FAQ and re-read the KYC and fee wording; both change without notice.
  • Start with a small test load and check that the balance, fee and card details match what was advertised.
  • Check that the merchants you need accept the card and that the provider does not list them as prohibited.
  • Keep a record of the fee quote you saw, since price pages can change after you pay.

How LinkPay compares

6 of 32 listed cards share the label “Limited / conditional”: woocard, Gpayvcc, RivoCard, UnCard. See all of them on the card directory, read how we rank, or go to the research post No-KYC vs KYC crypto cards.

Frequently asked questions

Do I need KYC for LinkPay Ultra?

LinkPay says basic operations work without verification, but KYC is needed for higher limits and full card functionality, as required by its bank provider.

Which fees does LinkPay charge?

Plan-based. Published examples include 1% deposit, 2% (min $2) transaction fee and 3% (min $5) withdrawal on some plans; Ultra plan is $299/month per the listing.

Which coins can I use with LinkPay?

Crypto only for now (LinkPay names TRC20 and BTC confirmations).

Where is LinkPay available?

LinkPay publishes a list of countries it does not serve.

Last checked on the provider’s own site on . Terms change; confirm before you load money.