noKYCcryptocards

XHYPE / Xkard · last checked

Xkard Essential Card: KYC, Fees and Limits

KYC required

What XHYPE / Xkard offers

Cards from XHYPE, a web “Superwallet” for crypto cards, gift cards, travel and eSIMs. It is listed as a virtual / physical product on the Visa (per listing) network. We found no statement about Apple Pay or Google Pay support.

KYC: what XHYPE / Xkard says

Xkard says XHYPE cards require private KYC through Verinex. (source)

Our label for this card is “KYC required”: Provider’s own terms say identity verification is required. “No KYC” is never unlimited. Issuers screen deposits under anti-money-laundering rules and can ask for documents later, so treat the label as the provider’s current policy, not a promise.

Fees and limits

Plan-based top-up fees and annual limits. (source)

Fees are copied as the provider states them on 29 October 2026. We do not estimate costs it does not publish. Compare cards on the same basis in our fee comparison and published limits posts.

Coins, networks and countries

Funding coins stated by the provider: USDT, USDC or the network’s native coin on BNB Smart Chain, Ethereum, Base, Polygon and Arbitrum. (source) Availability: Orderable from 203 countries and territories; depends on residence and nationality. (source)

Also on its site

  • Plans: Essential $10/year, 2.1% top-up, $50,000 annual limit; Premium $58 (1 year), 1.8%; Whale $70 (1 year), 1.2%. (source)

Before you load money

  • Open the provider’s own terms and FAQ and re-read the KYC and fee wording; both change without notice.
  • Start with a small test load and check that the balance, fee and card details match what was advertised.
  • Check that the merchants you need accept the card and that the provider does not list them as prohibited.
  • Keep a record of the fee quote you saw, since price pages can change after you pay.

How XHYPE / Xkard compares

3 of 32 listed cards share the label “KYC required”: BingCard, Pay2.House. See all of them on the card directory, read how we rank, or go to the research post No-KYC vs KYC crypto cards.

Frequently asked questions

Do I need KYC for Xkard Essential Card?

Xkard says XHYPE cards require private KYC through Verinex.

Which fees does XHYPE / Xkard charge?

Plan-based top-up fees and annual limits.

Which coins can I use with XHYPE / Xkard?

USDT, USDC or the network’s native coin on BNB Smart Chain, Ethereum, Base, Polygon and Arbitrum.

Where is XHYPE / Xkard available?

Orderable from 203 countries and territories; depends on residence and nationality.

Last checked on the provider’s own site on . Terms change; confirm before you load money.