RivoCard · last checked

RivoCard Starter Virtual Card: KYC, Fees and Limits

Limited / conditional

What RivoCard offers

Virtual prepaid card platform; spending limits rise with the identity-verification level. It is listed as a virtual product on the Visa (per listing) network. We found no statement about Apple Pay or Google Pay support.

KYC: what RivoCard says

RivoCard ties spending limits to identity-verification level and lists optional verification tiers using a government ID. Full KYC unlocks higher limits. (source)

Our label for this card is “Limited / conditional”: No-document access only on low tiers or basic features; KYC for more. “No KYC” is never unlimited. Issuers screen deposits under anti-money-laundering rules and can ask for documents later, so treat the label as the provider’s current policy, not a promise.

Fees and limits

Card creation free on Starter; 5% fee when loading funds; no monthly fee on Starter. (source)

Fees are copied as the provider states them on 29 October 2026. We do not estimate costs it does not publish. Compare cards on the same basis in our fee comparison and published limits posts.

Coins, networks and countries

Funding coins stated by the provider: BTC, USDT, ETH, XMR, LTC, USDC, Dash and Solana. (source) No country list or restriction was stated on the pages we checked, which does not mean the card is available everywhere.

Before you load money

  • Open the provider’s own terms and FAQ and re-read the KYC and fee wording; both change without notice.
  • Start with a small test load and check that the balance, fee and card details match what was advertised.
  • Check that the merchants you need accept the card and that the provider does not list them as prohibited.
  • Keep a record of the fee quote you saw, since price pages can change after you pay.

How RivoCard compares

6 of 32 listed cards share the label “Limited / conditional”: woocard, Gpayvcc, LinkPay, UnCard. See all of them on the card directory, read how we rank, or go to the research post No-KYC vs KYC crypto cards.

Frequently asked questions

Do I need KYC for RivoCard Starter Virtual Card?

RivoCard ties spending limits to identity-verification level and lists optional verification tiers using a government ID. Full KYC unlocks higher limits.

Which fees does RivoCard charge?

Card creation free on Starter; 5% fee when loading funds; no monthly fee on Starter.

Which coins can I use with RivoCard?

BTC, USDT, ETH, XMR, LTC, USDC, Dash and Solana.

Where is RivoCard available?

The pages we checked on 29 October 2026 do not state where RivoCard is available.

Last checked on the provider’s own site on . Terms change; confirm before you load money.