Moon · last checked
Moon Card: KYC, Fees and Limits
What Moon offers
Prepaid virtual cards bought with crypto, including over the Bitcoin Lightning Network. Two products: Moon X and Moon 1X. It is listed as a virtual product on the Mastercard (per listing) network. We found no statement about Apple Pay or Google Pay support.
KYC: what Moon says
Moon’s FAQ says account verification is by email only. Some merchants are blocked unless the user verifies. (source)
Our label for this card is “No ID documents for standard use”: Provider’s own site says standard onboarding needs no identity documents. “No KYC” is never unlimited. Issuers screen deposits under anti-money-laundering rules and can ask for documents later, so treat the label as the provider’s current policy, not a promise.
Fees and limits
Moon X: first card free, extra cards $2.99, 1% per purchase (minimum $1), no FX fee. Moon 1X: $1.49 per card, no transaction fee. (source)
Fees are copied as the provider states them on 29 October 2026. We do not estimate costs it does not publish. Compare cards on the same basis in our fee comparison and published limits posts.
Coins, networks and countries
Funding coins stated by the provider: Bitcoin (on-chain and Lightning), USDT (TRC-20), USDC (ERC-20) and ETH. (source) No country list or restriction was stated on the pages we checked, which does not mean the card is available everywhere.
Before you load money
- Open the provider’s own terms and FAQ and re-read the KYC and fee wording; both change without notice.
- Start with a small test load and check that the balance, fee and card details match what was advertised.
- Check that the merchants you need accept the card and that the provider does not list them as prohibited.
- Keep a record of the fee quote you saw, since price pages can change after you pay.
How Moon compares
11 of 32 listed cards share the label “No ID documents for standard use”: WaldenPay, Nocturne, IZIPAY, Azura. See all of them on the card directory, read how we rank, or go to the research post No-KYC vs KYC crypto cards.
Frequently asked questions
Do I need KYC for Moon Card?
Moon’s FAQ says account verification is by email only. Some merchants are blocked unless the user verifies.
Which fees does Moon charge?
Moon X: first card free, extra cards $2.99, 1% per purchase (minimum $1), no FX fee. Moon 1X: $1.49 per card, no transaction fee.
Which coins can I use with Moon?
Bitcoin (on-chain and Lightning), USDT (TRC-20), USDC (ERC-20) and ETH.
Where is Moon available?
The pages we checked on 29 October 2026 do not state where Moon is available.
Last checked on the provider’s own site on . Terms change; confirm before you load money.